I will assist first time buyers as well as seasoned buyers using the knowledge and skills of my 30+ years experience as a salesperson in the real estate industry.  I shall also provide you with my most trusted professionals whether they are mortgage brokers, lawyers or home inspectors to help in a smooth transaction.

Ruth's Home Buying Plan



A pre-approval protects you against interest rate increases while you look for your new home.  This pre-approval also shows exactly what price range you can afford.

Needs and Wants

It is important to sit down and decide what features are “must-have” and what are “would be nice to have” early on in your search for a home.  I will assist with this process and then, with your approval, set an automatic search notification to your email of properties matching your criteria and pricing in order to obtain the most accurate and updated market information.

Home Viewings

I will arrange all of your selections and personally explore homes with you within your budget that peak your interest.

Offers/Conditions/Negotiating the Sale

Once you find that special home, I will draft an Offer protecting you as a Buyer and negotiate with the Seller the terms of your Offer, always representing you.

If there are conditions within your Offer, we will work together with other professionals in order to meet the terms of the conditions.  The home is not sold until all the conditions have been met.


Once firm, when all conditions have been met, a lawyer is chosen who specializes in real estate.  I will ensure that all of your paperwork is sent to your chosen lawyer.  Your legal professional will advise you on the steps to be taken before the keys to your new home are presented to you.

After Closing

I am dedicated to your needs from the search and purchase to the move-in process.  Please don't hesitate to call if you have any further questions after your move-in date.